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Rod Kuhlmann (left) of Holy Name Church and Kevin Graham of First United Methodist Church delivered testimony with respect to the OTOC Payday Lending Action Team into the Banking, Commerce, and Insurance Committee of this Nebraska State Legislature on Mar. 12, 2019, during the State Capitol.

Kuhlmann testified against LB 379, which will expand payday lending in Nebraska by permitting loan providers to create loans online along with individual. Graham testified against LB 265, which will produce a brand new class of delayed deposit loan solutions for loans with bigger major quantities in accordance with longer terms.

Kuhlmann and Graham both introduced position that is OTOC’s payday lending calls for reform, maybe maybe not expansion, in Nebraska. Neither LB 379 nor LB 265 target the core dilemmas of payday financing: